The blue, black, and silver striped anniversary card might be used for the October card swap on Paper Wishes Message Board. The swap organizer has designated the theme of using colors blue, black, and white. As you can tell, I have very little white but lots of silver. Products purchased from Paper Wishes (catalog & website) include basic white card and envelope, all papers (3 center stripes are metallics, 2 outer black stripes & pocket (in lo), and the inside blue floral & plain lt blue are from HOTP journal kit), all silver dazzles, journey sentiment (from HOTP 1,000 Card Quote CD), and the stencil tracings on the black pocket (Pebbles stencils accent set). Oh, there are foam adhesive squares under the flower & sentiment to lift 'em out some (Scrapbook Adhesives).
That leaves the silver metallic paint pen, blue pastel chalk pencil, glue adhesive sticky tabs, anniv & best wishes label stickers, and blue flower/brad from other suppliers or companies.
Most of the tools used were: scissors, decorative-edge scissors, pencil, ink pen (to date and sign on back cover), and ruler.
I won't do a complete step by step but here's a cover summary: (1) cut 5 one-inch wide x 6 1/2 inch high strips from assorted papers and arrange in a pleasing layout; (2) assemble flower; (3) glue strips to card cover and mount flower; (3) finish with other embellishments (stickers=labels and dazzles). For inside layout summary: (1) cut background paper and glue to inside card; (2) decorative cut sentiment (metallic pen outlining and chalking was done previously) and its backdrop papers and use tape or glue between layers and then apply foam stickies to back before laying on card; (3) draw, measure, cut, and glue black paper pocket; (4) stencil and then metallic pen outline flourishes on pocket and then sticky onto card; and (5) decorative cut small blue paper shape to be a signature spot, add metallic outline and a short sentiment if desired--only sign here if you are giving this as gift; leave open if you are selling card.
If I think I've done a fairly good to great job with planning and creating, I will scan the cover and usually also the inside layout to save the images in my computer.